Judgment Liens

Judgment Liens

The Commonwealth of Virginia and many other states allow creditors to file liens when a debtor is delinquent (late on payments) on debt. Liens allow creditors to collect on their unsecured debt. A credit card is an unsecured debt because a lender is not able take any collateral when they provide credit on a card. […]

Fixtures vs. Personal Property

Often times in a real estate transaction there is a question as to whether an item conveys with the home. Typically the issue presents itself at final walk through when the Buyer is assuming an item is transferring with the home, however, it’s not there and the seller’s have taken it with them. Generally speaking, […]

Wire Fraud

Buying a home, especially the first, is supposed to be an exciting time. However, the very nature of real estate transactions, where large amounts of money are transferring between parties, makes them a prime target for fraudsters.  Increasingly, financial institutions and home buyers are falling victim to wire transfer scams connected to real estate closings. […]

Deeds Pursuant to Divorce

One of the common issues that a divorced couple deals with when handling real property is conveying the marital real property accurately and smoothly. Generally, the couple will sell the home together or one of the spouses will remain in the property and continue to paying the mortgage as part of the property settlement agreement […]

Transfer on Death Deeds

Virginia has a wonderful legal mechanism by which any property owner (or owners if joint tenants) may convey a piece of property to another individual outside of probate via a Transfer on Death Deed. This instrument can work in conjunction with your current will, trust, or other estate plan or it can be a separate […]

Real Estate Settlements Explained

To help fix the problem of “delayed disbursements” in a real estate transaction, the VA code was amended in 1980 to require settlement agents to disburse funds within two days of closing. While there is more to this “Wet Settlement Act” than just disbursement, it helped pave the way to Virginia attorneys and title companies […]

What is a contract anyway?

Sometimes parties get wrapped up in the formalities of contracts, especially real estate deals. Realtors throughout the country often use templates to draft the contracts and clauses are nearly all built in to the templates. In other deals, parties may have various form contracts they build off of. In reality, a contract is super simple […]


One of the major issues I see in real estate contracts are vague terms and clauses. With any contract, especially a real estate transaction, keeping everything super clear is important to insuring your client is fully represented and accurately protected. An important note to remember is that when a contract is disputed in court, the […]

Who is Authorized to Sign Documents for a Real Estate Sale?

In another blog we discussed some of the common mistakes we see in real estate contracts. One of those is not listing the appropriate seller (or buyer) on a contract. In this blog we’ll discuss who actually should be listed on a contract, specifically, on the sale side. Every person / entity listed on the […]

5 Common Mistakes on Real Estate Contracts

1) Using Proper Names: One of the most simple yet easily missed items on the contract is using the proper names for the parties. Not only is this important for title purposes, but lenders rely on this information when they are prepping their documents. Party names should be consistent with their identification. If the buyer […]